Voluntary liability insurance of the borrowers for the unpaid credits
Object of insurance is borrowers liability, for timely and full credit repayment under conditions of the credit contract, before the bank which has given out the credit. Insured event occurs, if the Insured has not returned to a creditor bank the amount agreed by the credit contract within 90 days after the date of payment is coming, provided by the credit contract. Having purchased the policy of the State insurance organization you will protect yourself in a case of not credit repayment in time provided by the credit contract.
CalculateWhat we insure against?
Against liability of the Insured for timely and full repayment of the credit before the bank which has given out the credit
What to do in case of an insured event?
Immediately, but not later than 3 (three) working days to hand in claim notification to the insurance organization.
Requirements for acquiring an insurance certificate
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To file an application
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Copy of the commercial plan of using the credit funds
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Founding documents and the last financial report of the enterprise
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Copy of the credit contract along with all documents concerning to it
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Documents confirming the possibility of borrowing
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Copy of the pledge agreement if the credit fully or partially secured by the pledge
Necessary documents for the payment of the sum insured?
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Application on payment of the insurance sum (compensation)
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Original of the insurance certificate
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Document approving the balance of unpaid funds on date of insured accident
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Document approving the right of assignation on the pledge to the insurer
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Jointly composed insurance Act