What we insure against?

Nature disasters: flood, storm, hurricane, tornado, downpour, hailstones, collapse, avalanche, landslip, exit of under soil waters, high water, mud flow, long rains unusual to given region and plentiful snowfall, lightning stroke, slump of ground, earthquake; Accidents: fire, explosion, incursion of vehicle, falling of trees and flying machines, failure of heating systems, water supply, water drain, penetration of water from the next premises, sudden destruction of the basic designs of structures (premises) in which there is a property; Deliberate, wrongful actions of the third parties; Plunders of property, destruction or its damage, in connection with plunder or attempt at property plunder; For ignition case of radio-TV equipment, video equipment, tape recorders, photo - cinematographic equipment, musical centres, electronic equipment, conditioners, electric devices and home appliances.