Voluntary civil liability insurance for animal owners
Voluntary civil liability insurance for animal owners is one of the types of liability insurance. The object of insurance is the civil liability of the insured person in relation to the ownership, use and disposal of animals belonging to the owner of the property on the basis provided by law. Under the terms of the insurance, harm to the life and health of the animal by third parties; damage to the property of third parties; in relation to the harm caused to the life, health and (or) property of third parties, the insurance costs of the insured person (the responsible party) are the case of insurance.
What we insure against?
Against the obligations arising in the event of damage to the life, health and (or) property of third parties as a result of the sudden and (or) aggressive behavior of the animal specified in the insurance contract.
What to do in case of an insured event?
Notify the insurance organization immediately, but not later than 3 (three) business days.
Requirements for acquiring an insurance certificate
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application of the insured person for conclusion of an insurance contract (insurance certificate)
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veterinary passport of animals
Necessary documents for the payment of the sum insured?
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application
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insurance certificate
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document certifying the identity of the applicant
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documents confirming the amount and extent of the damage, the conclusions of the competent authorities
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in case of damage to the health of the victim – the documents of the health care and other competent authorities confirming the authenticity of the damage, as well as the documents confirming the amount of expenses incurred for the health care of the injured (conclusions of the health care provider, conclusion of the need for care, the need for treatment in sanatoriums, certificate of disability in case of disability from the health and social expert commission) or a certificate from the health care provider
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in case of death of the victim – a copy of death certificate, a copy of the certificate of inheritance